The Sims 2 Guide and FAQ

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6.2 Clothes
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The way clothing works in the Sims 2 is different than in the Sims. When you go
through the Create-a-Sim section at the start of the game you are asked to
select clothing for you Sim. So to start with your Sim will have one outfit for
Everyday, Formal, Undies, PJs, Swimwear and Athletic. 

The only way to change your Sim's clothes is to go down to one of the Community
lots and purchase new clothing. Once you have done this you will need to have
a Dresser in order for you Sim to change outfit. Use the dresser and select the
option plan outfit.