You know how the Mayor gives you items every holiday? Well, instead of keeping them sell them to 
Tom-Nook! An easier way would be to use the college rule. In case you didn't know it tells you all the holidays dates! Instead of waiting for the holiday just go to the title page and change the time. This
will help you pay off your debt!
                                                                                                 
                                                                                                    -gamer dude